Let's Get Started!!
Ready to get Pre-Approved?
Getting Pre-Approved may just be the most critical step in the home buying/refinance process!
You don't want to skip this step!
To get pre-approved we will request financial/income info, then have you submit an application.
We have listed the income categories below with info on what is needed.
You'll find a link to the loan application in the next section.
We are licensed in...
Alaska, Arizona, California, Colorado, Florida, Idaho, Texas & Utah. New Mexico is (pending).
Preliminary Required Income Documents
For borrowers who are either salary, hourly, or 1099 employees who receive W2's & Paystubs we will need the following:
For borrowers who are either salary, hourly, or 1099 employees who receive W2's & Paystubs we will need the following:
For borrowers who are either salary, hourly, or 1099 employees who receive W2's & Paystubs we will need the following:
- Copy of the most recent 30 days paystubs
- Copy of the last 2 years W2's/1099's
For Self- Employed borrowers who have ownership in their company we will need the following:
For borrowers who are either salary, hourly, or 1099 employees who receive W2's & Paystubs we will need the following:
For borrowers who are either salary, hourly, or 1099 employees who receive W2's & Paystubs we will need the following:
- 2023 & 202 Federal Business & Personal Tax Returns including all schedules.
- K1's for all businesses you have more than 25% ownership in.
For Retired borrowers we will need the following:
For borrowers who are either salary, hourly, or 1099 employees who receive W2's & Paystubs we will need the following:
For Retired borrowers we will need the following:
- Copy of the Social Security Income Awards Letter (if applicable)
- Copy of Pension Letter (if applicable)